Our Process

At Life Income, we’ll develop and manage a time-segmented income strategy designed to meet your lifetime needs.

Our Process Focuses on You

A strategically designed plan provides the foundation to financial independence. Our approach allows us to get to know you, your values, objectives, needs, and desires. We then use the knowledge gained through our onboarding process to design a strategy that is constantly monitored and modified as you move through the different stages of your life.  

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Your personalized plan

We take the time to get to know you by listening. We want to know about your financial goals at various stages of life, but we also want to know all about you, from your values to your vision for the future. If you’re in the accumulation phase of retirement, we’ll focus on growth. We’ll focus more on income planning if you’re already in or nearing retirement. Our planning is unique to each client, so whatever your situation, goals, and needs might be, you’ll get a personalized plan. We hope to be a part of your life personally and professionally, helping you with important decisions about challenges – whatever they may be.

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Our disciplined long-term approach

We develop a comprehensive financial plan that has income planning at its core. We utilize a time segmentation approach that invests your assets in line with each segment’s time horizon and risk level. Our primary focus for clients in the accumulation phase is growth until they reach pre-retirement or retirement. At that time, we start transitioning your portfolio to one that uses customized time segmentation and puts you on a path to fund your entire life. With an income plan, assets you won’t need to access for some time will be invested in the capital markets, using a risk-conscious approach, so they can continue growing. Regardless of your age, we are always sensitive to leaving cash on the side for income needs should they arise.
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Investments aligned to your plan

We invest your assets in a diversified way that is in line with your personal tolerance for risk and financial goals. If you’re in retirement or nearing retirement, this includes utilizing a time segmented approach to income planning that is customized to your unique financial situation. Each distinct segment has a different investment objective, risk tolerance, and time horizon. The number of segments and time horizon associated with each segment is matched to your income needs in retirement.
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Continuous review and adjustment

We constantly review your financial plan and portfolio to ensure you’re on track to meet your goals. Additionally, we’re systematically moving your assets through segments as you use them for income to fund your retirement. Our singular goal is to ensure your assets provide you with income for your entire life, which is why our firm is named Life Income. As you face life events, we’ll adjust your goals and investments to help ensure you can generate the income you need to enjoy a long, fulfilling life. Most of all, we’re here for you, always. We see our clients as an extension of our own families and are proud to be their trusted financial partner in this life.

Your personalized plan

We take the time to get to know you by listening. We want to know about your financial goals at various stages of life, but we also want to know all about you, from your values to your vision for the future. If you’re in the accumulation phase of retirement, we’ll focus on growth. We’ll focus more on income planning if you’re already in or nearing retirement. Our planning is unique to each client, so whatever your situation, goals, and needs might be, you’ll get a personalized plan. We hope to be a part of your life personally and professionally, helping you with important decisions about challenges – whatever they may be.

Our disciplined long-term approach

We develop a comprehensive financial plan that has income planning at its core. We utilize a time segmentation approach that invests your assets in line with each segment’s time horizon and risk level. Our primary focus for clients in the accumulation phase is growth until they reach pre-retirement or retirement. At that time, we start transitioning your portfolio to one that uses customized time segmentation and puts you on a path to fund your entire life. With an income plan, assets you won’t need to access for some time will be invested in the capital markets, using a risk-conscious approach, so they can continue growing. Regardless of your age, we are always sensitive to leaving cash on the side for income needs should they arise.

Investments aligned to your plan

We invest your assets in a diversified way that is in line with your personal tolerance for risk and financial goals. If you’re in retirement or nearing retirement, this includes utilizing a time segmented approach to income planning that is customized to your unique financial situation. Each distinct segment has a different investment objective, risk tolerance, and time horizon. The number of segments and time horizon associated with each segment is matched to your income needs in retirement.

Continuous review and adjustment

We constantly review your financial plan and portfolio to ensure you’re on track to meet your goals. Additionally, we’re systematically moving your assets through segments as you use them for income to fund your retirement. Our singular goal is to ensure your assets provide you with income for your entire life, which is why our firm is named Life Income. As you face life events, we’ll adjust your goals and investments to help ensure you can generate the income you need to enjoy a long, fulfilling life. Most of all, we’re here for you, always. We see our clients as an extension of our own families and are proud to be their trusted financial partner in this life.

Schedule a Discovery Call

Take advantage of a no-cost, no-obligation meeting where we'll learn about your income needs and broader financial goals.

Don’t put off planning for your future because today’s income can be used to fund tomorrow.