About Us

We offer clients comprehensive financial planning services, including a unique approach to retirement planning that focuses on income.  We have a digital-forward and tech-enabled practice to meet you where you’re at in life.


One of the biggest retirement concerns people face is determining how to generate income. Will they have enough to fund their full retirement? Do they have strategies in place to create consistent income? Even when clients are still working we think about income needs as we focus on growth up until retirement.

Our Team

The team at Life Income are highly trained professionals who understand the nuances and complexities of financial planning. They have experience working with clients of all ages and backgrounds, so they can readily tailor their advice to meet the specific needs of each individual. As financial planners, they also have experience implementing the comprehensive plans they develop for clients given their extensive knowledge in areas such as investments, retirement planning, estate planning, taxes and insurance. The financial planners at Life Income are committed to using their expertise to help clients make informed decisions that will provide financial stability in both the short and long terms.

Roger E. Woodruff, CLU, ChFC

Financial Planner

Bryson A. Hutchings, CFP®

Financial Planner

Our Practice

One of the benefits of COVID has been embracing a digital forward practice. We’ve invested in technology that has enabled us to work with clients remotely, allowing us to serve clients more broadly across the US. It’s been exciting to expand our client base and work with a diverse mix of people on their planning needs.

Our electronic client portal is where we share and store important documents like wills and trusts for easy accessibility. Additionally, we have integrated reporting tools so you can access account information online at any time of the day. We are always looking for ways to enhance our ability to communicate with clients and are excited to offer texting capabilities as a new way of getting in touch with the Life Income team.

Our Technology & Service Providers

Through Strategic Blueprint and directly we surround ourselves with what we believe are best-in-class service providers and products, including custodians, trust administrators, risk tools, financial planning and income modeling software, and performance reporting, to name a few. We always look for ways to innovate and stay at the forefront of financial planning. We’re equally committed to creating an exceptional client experience and proudly offer a digital client portal.

SMArtX is a pioneering managed accounts technology firm and architect of the SMArtX turnkey asset management platform (TAMP).

eMoney provides clients with a real-time, on-demand financial experience that strengthens relationships and keeps advisors at the forefront of digital trends.

IncomeConductor® is a proprietary, cloud-based tool that allows advisors to create customized, time-segmented income plans that can be easily tracked and managed throughout retirement.

BlackDiamond provides comprehensive performance reporting.

Encore Estate Plans provides estate planning software for advisors.

Cumberland Trust works alongside professional advisors to provide exceptional trust and estate administration and attentive support.

Highland Capital Brokerage is a dynamic insurance, annuity, and longevity planning distribution company providing innovative protection and income solutions to advisors.

Strategic Blueprint, LLC is a Registered Investment Adviser (RIA)

Fidelity custodies client assets and provides clearing services for all trading activity.

Nitrogen empowers investment advisors to capture a quantitative measurement of client risk tolerance and suitability.

Holistiplan scales the process of tax planning so advisors can become both more comprehensive and efficient.

There is no form of legal partnership or affiliation between Fidelity Investments, Strategic Blueprint, Life Income, and the other third parties listed, nor is such a relationship created or implied by the information herein. eMoney Advisor LLC is a Fidelity Investments company and an affiliate of Fidelity Brokerage Services LLC and National Financial Services LLC. Fidelity Investments® provides clearing, custody, or other brokerage services through National Financial Services LLC or Fidelity Brokerage Services LLC, Members NYSE, SIPC. 1087379.1.0

Schedule a Discovery Call

Take advantage of a no-cost, no-obligation meeting where we'll learn about your income needs and broader financial goals.

Don’t put off planning for your future because today’s income can be used to fund tomorrow.